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When everyone has a home

Housing advice for Northern Ireland

Tools for homebuyers and homeowners

These calculators will help you work out what you can afford to borrow, what your stamp duty will be and how your payments will change if the interest rate increases.   

You will have to pay stamp duty if your new home costs more than £125,000. This calculator from the Money Advice Service will help you figure out how much stamp duty you'll have to pay.

When you go to a mortgage broker, they'll work out how much you can afford to borrow based on your household earnings. But, it's important to take your overall budget into consideration too.

If you're looking for a new home, it's important to be realistic about what you can afford to pay back. This Mortgage Calculator from the Money Advice Service will help you work out how much your mortgage payments will be each month.

Mortgage interest rates have been low for a number of years but they'll probably increase soon. Unless you've got a fixed rate mortgage, your payments will go up once the interest rate increases. Use this calculator to work out how much more you'll have to pay.