TwitterFacebook

 
When everyone has a home

Housing advice for Northern Ireland

Budgeting and money tools

Use these calculators to work out where you can make savings and how long it will take you to repay your debts.

Use the Savings Calculator from the Money Advice Service to help you plan your service. The calculator can help you figure out how long it will take you to reach your savings goal or how much you'll save over time if you set aside a fixed amount of money every month.

You'll be suprised how much you can save by cutting out some of the small things you might regularly buy. Use this Quick Cash Finder from the Money Advice Service to work out how much you could save each month if you stopped buying a newspaper, cup of coffee or chocolate bar every day.

Use the Loan Calculator from the Money Advice Service to work out how long it will take you to pay off your loan, based on your current monthly payments. If the loan is secured on your home, you could end up losing the property if you fall behind on your repayments. If you're having money problems, it's best to get some free, independent advice from a charity before you take on any further debt.

Work out how much you earn

Use the income sheet to work out your household's regular income. Use either weekly or monthly figures, and stick to them throughout. If you need help converting the amount into weekly or monthly figures, you can use our converter tool.

Type the figures into the table and the totals will appear when you click on the CALCULATE button. To clear the form click on the RESET FORM button.

Alternatively you can download this form as a PDF.

Work out how much you spend

Use the spending sheet to work out how much your household spends. Use either weekly or monthly figures, and stick to them throughout. If you need help converting the amount into weekly or monthly figures, you can use our converter tool.

Type the figures into the table and the totals will appear when you click on the CALCULATE button. To clear the form click on the RESET FORM button.

Alternatively you can download this form as a PDF.

Quick basic budget

Use the form below to prepare a short financial statement to send to your creditors. Use either weekly or monthly figures, and stick to them throughout. If you need help converting the amount into weekly or monthly figures, you can use our converter tool.

Type the figures into the table and the totals will appear when you click on the CALCULATE button. To clear the form click on the RESET FORM button.

Alternatively you can download this form as a PDF.

Preparing a list of all your income

Use the form below to prepare an income form (IF1) statement in preparation for a court hearing.

Use weekly figures, which will be converted and display also as monthly figures on the generated statement. If you need help converting your amounts into weekly figures, you can use our converter tool.

Type the figures into the table and the totals will appear when you click on the CALCULATE button. To clear the form click on the RESET FORM button.

Preparing a list of all your spending

Use the form below to prepare an expenditure form (EF1) statement in preparation for a court hearing.

Use weekly figures, which will be converted and display also as monthly figures on the generated statement. If you need help converting your amounts into weekly figures, you can use our converter tool.

Type the figures into the table and the totals will appear when you click on the CALCULATE button. To clear the form click on the RESET FORM button.

This test from the Money Advice Service will help you better understand your debts and work out how to get your finances back on track.

When you're preparing a budget or checking your income and expenditure, you need to make sure that your calculations are correct. It can be difficult converting a weekly payment into a monthly payment and vice versa and it's easy to make mistakes when you're doing this.

Pages